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What is Business Insurance?

No matter the industry you are in, your company faces risks every day. Business Insurance is critical in protecting your company from risks, including property loss and repairing or replacing property, such as after a fire, storm or theft. The coverage can help cover the cost of legal claims made against your business and help cover an injured worker's lost wages. 

Specialized Protection for Your Industry.

Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. At Bates Insurance Group of the Lowcountry LLC, we understand that being unique is what makes your business successful across the board. That’s why we provide industry-specific insurance options for businesses of all types. Check out the multitude of industries we cover at Bates Insurance Group of the Lowcountry LLC:

  • Accounting firms

  • Alarm contractors

  • Arborists

  • Construction

  • Contractors / specialty trade

  • Craft breweries

  • Educational facilities

  • Food Industry

  • Financial institutions

  • Healthcare facilities

  • Healthcare practices

  • Law firms

  • ​Life science

  • Limousine services

  • Livestock

  • Maintenance contractors

  • Manufacturing 

  • Marine

  • Maritime employers

  • Media & advertising

  • Non-profit

  • Orthotics & prosthetics

  • Pools & spas

  • Printers & publishers

  • Railroad contractors & manufacturers

  • Real estate

  • Retail

  • School bus contractors

  • Scrap metal

  • Security guards

  • Self-storage facilities

  • Septic contractors

  • Technology services

  • Transportation

  • Water well driller

  • Wholesale & Distribution

We offer a variety of coverages that let you build a policy that fits your business. Contact one of our agents today to find a policy that fits your unique needs. 

Business Insurance Types

At Bates Insurance Group of the Lowcountry LLC, we’re committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom. We offer the following options for your business assets: 

  • General Liability

  • Bonds

  • Business Interruption

  • Business Owner's Package (BOP)

  • Contractors Insurance

  • Commercial Auto

  • Commercial Building & Property

  • Commercial Umbrella

  • Excess Liability Coverage

  • Directors and Officers

  • Errors and Omissions

  • Equipment Breakdown Insurance

  • Inland Marine

  • Workers Compensation

  • Employment Practices Liability

  • Leave Management

  • Loss Control Insurance 

  • Product Liability Insurance 

  • Small Business Insurance

Don't see your industry? Need a coverage not listed? Give one of our agents a call and we can work to find a plan for you. 

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