Property Insurance in Goose Creek, the Low Country, and all of GA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Bates Insurance Group of the Lowcountry LLC, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Bates Insurance Group of the Lowcountry LLC who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Bates Insurance Group of the Lowcountry LLC before making a decision.

Our Locations

*Main Office

597 Old Mount Holly Road
Goose Creek, SC 29445
Main office: 843-310-2359
Fax: 843-764-3556

Autrey Insurance Services

106 Noble St.
Ridge Spring, SC 29129
Main office: 803-960-0266

Bates Insurance Group dba Paul Foster Insurance | Mt Pleasant

918 Lansing Dr., Unit B
Mount Pleasant, SC 29464
Main office: 843-884-8951

Bates Insurance Group Moncks Corner

204 E Main St
Moncks Corner, SC 29461
Main office: 843-761-4830

Eddie Hall Insurance Services

211 Hillcrest Dr
Laurens, SC 29360
Main office: 843-883-4441

Gaillard Insurance Agency LLC

208 A Cedar St
St. George, SC 29477
Main office: 843-883-4441

Laney Brothers Insurance

311 McDonald Place
Bishopville, SC 29010
Main office: 803-428-8687

Raymond L Godin Jr. Agency

111 Foxbank Plantation Blvd, Ste C
Moncks Corner, SC 29461
Main office: 843-310-2359

Terri Smith Insurance Services

1317 Jeffries Blvd
Walterboro, SC 29488
Main office: 843-782-4949

Our Providers

Testimonials

A great company with a great agents! Thanks Raddy for helping me save alotta money on my car insurance! I give you all 5 STARS! You guys are the BEST!

Carole MsBee Britt
Very pleased with every aspect of finding new home owners insurance through Bates Insurance.

Kenneth Mahaffey